Physiotherapy: What do insurance cover?|Tracuator

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There are those who lead a very accelerated life, others have stress, they do a lotLife going for different problems.

If you are one of these people who feel that you have many pain and need to visit the physiotherapist, you will probably have wondered whether or not your sessions you need and in what cases and in what cases.The truth is that it depends on the circumstances and, above all, on the health insurance you have hired.

What is physiotherapy coverage in health insurance?

The first thing you should know is that, for your insurer to cover you the physiotherapy or rehabilitation sessions, they will have to be a consequence of damage caused after hiring the policy, in the same way that occurs with other coverage such as pregnancy, for example.

Taking this into account, physiotherapy coverage in health insurance includes the treatment of the insured to recover the functionality of the body damaged by a disease or accident.To enjoy this benefit that your insurance offers, you must first go to a doctor who assesses the need for treatment and prescribes it.It is important that you go to a doctor before, since most insurance companies do not allow the insured enjoyment of physiotherapy sessions if it does not meet the requirement of presenting medical prescription.

Types of treatments

Within physiotherapy there are several types of treatments that are used depending on the patient's ailment.Among these are traumatological physiotherapy treatments, aimed at patients who have just left an operation or have had fractures or dislocations, also includes skull-mandibular dysfunction.

We can also talk about sports physiotherapy, which treats muscle pathologies, injuries and tendonitis, among others.Rheumatological, specific for osteoarthritis and arthritis.Neurological physiotherapy, specific for patients with diseases such as sclerosis or Parkinson;and geriatric, aimed at improving the mobility of the elderly.Finally, there is also the specific woman, which includes preparation for childbirth and postpartum recovery.

What health insurance cover physiotherapy sessions?

Currently, practically all health policies cover physiotherapy and rehabilitation, however, each company has its peculiarities, so it is best that you review the coverage of insurance well before hiring it.

Fiatc Health Insurance

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Coverage

40 sesiones de fisioterapia y rehabilitación al año por asegurado

Lack

6 meses 919 057 174Ver oferta en la web

Sanitas Health Insurance

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Coverage

No hay límite de sesiones de fisioterapia. Pueden disfrutarse hasta que el paciente se recupere lo máximo posible.

Lack

No tiene carencia. 919 057 174Ver oferta en la web

AEGON HEALTH INSURANCE

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Coverage

Sin límites.

Lack

No tiene carencia. 919 057 174Ver oferta en la web

MAPFRE health insurance

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Coverage

Sin límite de sesiones de fisioterapia y rehabilitación.

Lack

Lack de 6 meses para rehabilitación y rehabilitación cardiaca. 919 057 174Ver oferta en la web

Asisa health insurance

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Coverage

Sin límite de sesiones de fisioterapia y rehabilitación. Hasta máxima recuperación del paciente.

Lack

6 meses. 919 057 174Ver oferta en la web

Physiotherapy in Fiatc's medical insurance

The Fiatc insurer offers 40 physiotherapy sessions per year for all its insured.This is a benefit that has 6 months of lack, that is, they will have to have passed, at least 6 months since you hired insurance to enjoy coverage.In addition, the company covers 30 cardiac rehabilitation sessions, 15 pain treatment sessions and 15 pelvic floor rehabilitation sessions.On the other hand, Fiatc also covers 5 sessions per year of shock wave therapy.All this whenever has been prescribed by a doctor.

Physiotherapy in Sanitas Health Insurance

Sanitas insured can enjoy, without any lack, of physiotherapy and rehabilitation sessions without limits, until they have recovered.The sessions must be outpatient, by conditions of the locomotor apparatus, or in case of needing hospital admission, they must be due to the locomotor device or cardiac recovery after a myocardial infarction.In addition, Sanitas offers 5 sessions per insured, for shock wave therapy for chronic osteotendinous lesions.

Physiotherapy in Aegon's medical insurance

With AEGON you will not have limit of therapy and rehabilitation sessions and these are not lacking.However, you will have 6 months of lack for rehabilitation of pelvic and cardiac soil.These sessions will be authorized as long as they are a consequence of a disease or damage to the locomotor apparatus and if it is a cardiac rehabilitation it will be after a heart attack.

Physiotherapy in Mapfre Health Insurance

Mapfre does not impose any session limit per year of physiotherapy and rehabilitation for its insured.Although for cardiac rehabilitation and rehabilitation it imposes a lack of 6 months.Both modalities add to neurological and pelvic ground rehabilitation (for which there are limit of 8 sessions), among the types covered by the insurer.

Physiotherapy in Asisa Health Insurance

In the case of Asisa, there is no physiotherapy session limit and you will have to authorize the benefit before receiving the treatment.In addition, cardiac rehabilitation and rehabilitation coverage have 6 months of lack, that is, you will not be able to use it in the first six months after hiring your policy.

Find medical insurance with the coverage you need

As with all types of insurance, each company offers different products with very different coverage.That medical insurance covers some physiotherapy sessions does not mean that others also or under the same conditions.For this reason, it is very important to read each and every one of the coverage of the policy that you will hire.Above all, in the event that you need a specific one, such as physiotherapy.In addition, you must look at this coverage or not, because, if you have it, you will have to wait for up to six months, depending on the company, to fully enjoy the coverage you have hired.Therefore, before hiring medical insurance, it is best to compare between all the offers of the insurers and look at the coverage they offer, but also in their price. Para ayudarte en el proceso puedes utilizar el comparador de seguros de salud de Tracuator.A quick and very easy to tool that will show you in a matter of several minutes the insurance that most adapt to your needs and those of your family.

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