J&K Bank PO & Banking Associate Recruitment 2026 Apply Online for 1397 Post

This post was cross-checked against the official notification before publishing. Last verified: 07/11/2026, 10:36 IST. Found an error? Report it here — corrections are published openly.

J&K Bank PO Banking Associate Recruitment 2026

Jammu & Kashmir Bank Limited has released four detailed recruitment notifications for 1,397 posts of Probationary Officer (PO) and Banking Associate (Clerk) in the Union Territories of Jammu & Kashmir and Ladakh. The online application process starts on 7 November 2026 and closes on 26 November 2026. Candidates must hold a graduation degree in any discipline and a valid domicile certificate of the respective Union Territory. The online examinations will be conducted by the Institute of Banking Personnel Selection (IBPS). Read the notification for eligibility, selection process, pay scale and all other information.

The fee is non-refundable and must be paid online between 7 and 26 November 2026. Bank transaction charges, wherever applicable, will also be paid by the candidate.

Four separate notifications cover the two posts in the two Union Territories, so candidates must apply under the notification for their domicile and preferred post. In Jammu & Kashmir, 60 per cent of the posts are earmarked for reserved categories and 40 per cent fall under open merit. The detailed category-wise vacancy counts are not separately provided in the notifications; reservation will apply as per the rules of the respective Union Territory.

Candidates must have a graduation degree in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government or UGC. The candidate must possess a valid mark sheet or degree certificate proving graduation as on the last date of registration, 26 November 2026, and must enter the graduation percentage in the online form. Candidates awarded CGPA or OGPA must convert it into the equivalent percentage according to their university’s rules.

Only candidates domiciled in the respective Union Territory are eligible under the relevant notification. Selected candidates must produce a valid domicile certificate issued by the competent authority, and must remain posted in their initially allotted zone for at least five years.

*The Ladakh PO notification provides an additional one-time relaxation of five years for recruitment conducted in 2025 and 2026, subject to a maximum overall age of 56 years. Candidates must have been born not earlier than 1 January 1996 and not later than 1 January 2006, both dates inclusive, before applying any applicable age relaxation. Age relaxation: SC/ST 5 years, SEBC 3 years (J&K) / 5 years (Ladakh), PwBD 10 years, EWS nil. Eligible J&K Bank apprentices get one additional year of age relaxation and additional marks equal to 2.5% of the maximum online examination marks for Banking Associate recruitment.

Other applicable perks and benefits will be provided according to the bank’s rules. Selected Banking Associates will undergo six months of probation and Probationary Officers two years of probation. The notifications prescribe service bonds of Rs. 1 lakh (Banking Associate) and Rs. 2 lakh (Probationary Officer), with a minimum service period of six months and two years respectively.

Banking Associate:

  1. Online Examination conducted by IBPS
  2. Document Verification and eligibility checks before appointment

Probationary Officer:

  1. Preliminary Examination
  2. Mains Examination
  3. Interview (100 marks; minimum qualifying marks 40% for general and 35% for reserved category candidates)
  4. Document Verification and eligibility checks before appointment

Candidates shortlisted from prelims up to ten times the number of vacancies in each category will appear for mains. Candidates shortlisted from mains up to three times the number of vacancies in each category will be called for interview. The final merit list is prepared using 80% weightage for the mains examination and 20% for the interview.

Banking Associate Online Examination (100 questions, 100 marks, 60 minutes):

PO Preliminary Examination (100 questions, 100 marks, 60 minutes): English Language 30 questions / 30 marks, Quantitative Aptitude 35 questions / 30 marks, Reasoning Ability 35 questions / 40 marks. Minimum aggregate qualifying marks are 40% for general category candidates and 35% for reserved category candidates, subject to overall merit.

PO Mains Examination: Objective test of 170 questions carrying 200 marks in 160 minutes (Reasoning 40 questions / 60 marks, General / Economy / Banking Awareness including RBI Circulars 50 questions / 60 marks, English Language 40 questions / 20 marks, Data Analysis & Interpretation 40 questions / 60 marks), plus a descriptive paper of 2 questions carrying 25 marks in 30 minutes (essay and comprehension). A penalty of one-fourth of the marks assigned to a question will be deducted for each incorrect answer in the objective tests.

  1. Read the official notification carefully before filling the form.
  2. Visit the official website of Jammu & Kashmir Bank at jkb.bank.in.
  3. Open the Careers section and choose the recruitment notification for your domicile and post.
  4. Click the online application link and select the registration option.
  5. Enter personal details, mobile number and email address, and complete the application form with educational, domicile and category information.
  6. Upload the photograph, signature, left thumb impression, handwritten declaration and applicable certificates according to the instructions.
  7. Preview the completed application form and verify all details.
  8. Pay the application fee using the available online payment option.
  9. Submit the application and save the confirmation for future reference. Registration is complete only after successful fee payment.

Interested candidates can read the full notification before applying.

The official notification PDF deep link is not independently confirmed for this post; the links above go to the official portal. If a link here is wrong, report it — corrections are published openly.

Q1. How many vacancies are announced in J&K Bank Recruitment 2026?
A total of 1,397 vacancies — 1,054 Banking Associate and 343 Probationary Officer posts across Jammu & Kashmir (1,356) and Ladakh (41).

Q2. What is the last date to apply for J&K Bank Recruitment 2026?
The online application window runs from 7 November 2026 to 26 November 2026.

Q3. What is the age limit for J&K Bank PO and Clerk posts?
The standard age limit is 20 to 30 years as on 1 January 2026, with relaxation as per the rules of the respective Union Territory.

Q4. What is the qualification required for J&K Bank Recruitment 2026?
Graduation in any discipline from a recognised university, with a valid domicile certificate of Jammu & Kashmir or Ladakh.

Q5. Who conducts the J&K Bank exam?
The Institute of Banking Personnel Selection (IBPS) conducts the online examinations. The exam dates have not been announced yet.

Q6. What is the salary of a J&K Bank Probationary Officer?
The starting basic pay is Rs. 48,480 per month in the pay scale of Rs. 48,480 – 85,920, plus applicable perks.

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Sources: Jammu & Kashmir Bank Limited, recruitment notifications dated 6 November 2026; jkb.bank.in.

We wish all candidates the best for their application.